Privacy Policy

Privacy Policy for Blaine and Bear Holdings LLC

Last Updated: April 25, 2026

At Blaine and Bear Holdings LLC, we are committed to protecting the privacy and security of the personal and business information entrusted to us by our clients. As a commercial loan brokerage, we understand the sensitive nature of the data we collect and process. This Privacy Policy outlines our practices regarding the collection, use, maintenance, protection, and disclosure of that information.

1. Introduction

This policy applies to information we collect:

*   On our website, www.blainebear.com (the "Website").
*   In email, text, and other electronic messages between you and this Website.
*   Through applications you submit via our Website.
*   When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

This policy does not apply to information collected by:

Blaine and Bear offline or through any other means, including on any other website operated by Blaine and Bear Holdings LLC or any third party (including our affiliates and subsidiaries); or
Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

By accessing or using our Website, you agree to this Privacy Policy. We may update this policy from time to time, and your continued use of the Website after such modifications constitutes acceptance of those changes. We encourage you to review this policy periodically for any updates.

2. Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

By which you may be personally identified, such as name, postal address, email address, telephone number, Social Security Number (SSN), Employer Identification Number (EIN), financial information (e.g., bank statements, tax returns, credit scores), and other data defined as personal or personally identifiable information under applicable law ("Personal Information"). That is about your business but individually does not identify you, and/or about your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

Directly from you when you provide it to us, such as when you fill out our loan application form, contact us through our website, or subscribe to our services. Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.

From third parties, for example, our business partners, credit bureaus, and other financial institutions, as necessary to process your loan application and provide our services.

Information You Provide to Us

The Personal Information we collect on or through our Website may include:

*   Information provided when filling in forms on our Website, including loan applications, contact forms, or service inquiries.
*   Records and copies of your correspondence (including email addresses) if you contact us.
*   Your responses to surveys we might ask you to complete for research purposes.
*   Details of transactions you carry out through our Website and of the fulfillment of your orders.
*   Your search queries on the Website.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our website, including traffic data, location data, and other communication data and the resources that you access and use on the Website. Information about your computer and internet connection, including your IP address, operating system, and browser type.

We may also use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). The information we collect automatically is statistical data and does not include Personal Information, but we may maintain it or associate it with Personal Information we collect in other ways or receive from third parties. This helps us to improve our website and to deliver a better and more personalized service.

3. How We Use Your Information

We use information that we collect about you or that you provide to us, including any Personal Information:

*   To present our website and its contents to you.
*   To provide you with information, products, or services that you request from us.
*   To process your commercial loan applications and connect you with suitable lenders.
*   To fulfill any other purpose for which you provide it.
*   To provide you with notices about your account/subscription, including expiration and renewal notices.
*   To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
*   To notify you about changes to our website or any products or services we offer or provide though it.
*   To allow you to participate in interactive features on our website.
*   To improve our website, products, or services.
*   For any other purpose with your consent.

4. Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose Personal Information that we collect or you provide:

*   To our subsidiaries and affiliates.
*   To contractors, service providers, and other third parties we use to support our business (e.g., credit bureaus, lenders, IT service providers) who are bound by contractual obligations to keep Personal Information confidential and use it only for the purposes for which we disclose it to them.
*   To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Blaine and Bear Holdings LLC’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by Blaine and Bear Holdings LLC about our Website users is among the assets transferred.
*   To fulfill the purpose for which you provide it.
*   For any other purpose disclosed by us when you provide the information.
*   With your consent.

We may also disclose your Personal Information:

*   To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
*   To enforce or apply our terms of use and other agreements, including for billing and collection purposes.
*   If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Blaine and Bear Holdings LLC, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

## 5. Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the Personal Information you provide to us. We have created mechanisms to provide you with the following control over your information:

**Tracking Technologies and Advertising.** You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
**Promotional Offers from the Company.** If you do not wish to have your e-mail address/contact information used by Blaine and Bear Holdings LLC to promote our own or third parties’ products or services, you can opt-out by sending us an e-mail stating your request to info@blainebear.com.

6. Accessing and Correcting Your Information

You can review and change your Personal Information by logging into the Website and visiting your account profile page. You may also send us an email at info@blainebear.com to request access to, correct, or delete any Personal Information that you have provided to us. We cannot delete your Personal Information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

7. Data Security

We have implemented measures designed to secure your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted using SSL technology.

The safety and security of your information also depend on you. Where we have given you (or where you have chosen) a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your Personal Information, we cannot guarantee the security of your Personal Information transmitted to our website. Any transmission of Personal Information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

8. Changes to Our Privacy Policy

It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users’ Personal Information, we will notify you through a notice on the Website home page. The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this Privacy Policy to check for any changes.

9. Contact Information

To ask questions or comment about this Privacy Policy and our privacy practices, contact us at:

Blaine and Bear Holdings LLC
1531 Rockville Pike #1132
Rockville, MD 20852
United States
Office Number: [Your Office Number]
Contact Email: info@blainebear.com